When buying a property, one of the crucial steps in the conveyancing process is conducting searches. These searches help buyers and lenders to discover information about the property and the immediate surrounding area to ensure they’re able to make an informed decision as to whether to proceed with the purchase. In this blog post, we’ll explore the different types of searches, what they involve, the timescales, where they fit into the conveyancing process, and the potential blockages that might arise.
Types of Searches in Conveyancing
There are several types of searches that your conveyancer might carry out, including:
- Local Authority Search: This search provides information on the specific property in relation to any planning permissions or building regulations. It will also reveal if the property is a listed building or in a conservation area.
- Water and Drainage Search: This search will show whether the property is connected to public water supplies and sewer systems.
- Environmental Search: This search will identify risks such as flooding, ground contamination, or subsidence.
- Title Search: The properties title documents will be obtained from the Land Registry to confirm the legal ownership and boundaries of the property.
- Chancel Repair Liability Search: This search will check if the property is liable for repairs to the local church.
What Does a Search Involve?
Searches are investigations carried out by your conveyancer to gather critical information about the property and its surrounding area. Searches are compiled using data held by various authorities, such as water or coal authorities, and presented in reports to show information about the property being purchased, such as local planning proposals, environmental risks, or legal restrictions. The conveyancer works with local authorities, other relevant bodies, and search intermediaries to obtain this information.
Timescales for Searches
It can take varying lengths of time between the different searches and the different authorities in a particular location. Generally, a local authority search will take the longest while information is awaited the local authority. Other searches, such as a water search might take only take a few days. On average, conveyancing searches can take between two to six weeks to complete. It’s important to start these searches early in the conveyancing process to avoid delays. Usually, your conveyancer won’t report to you on the search findings until all searches have been returned to them.
Where in the Process Do Searches Occur?
Ordering searches is usually one of the first steps a conveyancer will take once you have formally instructed them. Once your conveyancer has received all of the sear results in, they will compile a report on the findings, highlighting any critical information. It is important that you read and understand your conveyancers search report. Any potential issues revealed may influence how you wish to continue with the purchase. If any issues are uncovered, you may need to renegotiate the terms of the sale or even reconsider your purchase altogether.
Do I Have to Have Conveyancing Searches?
If you are purchasing a property with the help of a mortgage, your lender will insist on property searches being carried out by your conveyancer to protect their interests. If you are purchasing with cash, it is your decision whether you would like conveyancing searches completing or not. Your conveyancer will be able to discuss this with you and advise on which searches might be most appropriate.
Potential Blockages in the Search Process
Several factors can cause delays in the search process:
- Local Authority Delays: Inefficiencies within local councils can lead to significant delays in obtaining search results.
- Incomplete Documentation: Missing or unclear information can require additional follow-up, prolonging the process.
- High Demand: During peak times, such as the end of the financial year, the volume of search requests can overwhelm local authorities, leading to longer wait times.
Understanding these potential blockages can help you manage your expectations and plan accordingly.
Conclusion
Searches are a key step in the conveyancing process, providing essential information to buyers before they are legally committed to complete a purchase. By understanding the types of searches, what they involve, the timescales, and potential blockages, you can navigate the conveyancing process more smoothly.
Whether you are a property professional, seller, or buyer, we can help with your residential conveyancing queries. To request a personal conveyancing quotation, please call us on +44 (0)116 402 9000, send us an email at info@bhwconveyancing.com or fill out our contact form here.
The content of our site is provided for general information purposes only and does not constitute legal or other professional advice.